Fast, Flexible Hard Money Financing for Real Estate Investors

Looking for fix and flip loans in Lubbock, TX to fund your next investment property? Pinnacle Commercial Lending provides fast, reliable hard money loans designed specifically for real estate investors buying, renovating, and reselling properties in the Lubbock market. If you need quick approval, competitive terms, and a lender who understands the local market, you’re in the right place.

Why Lubbock Investors Choose to Partner with Pinnacle Commercial Lending

We understand the pace of Lubbock real estate and provide investor-friendly financing that moves quickly. With responsive communication, asset-based underwriting, and local market expertise, we help Lubbock investors secure deals, complete renovations, and boost returns.

Loan Terms

Term:  Up to 9 months
Loan amount minimum: No Minimum
LTV: Up to 75% of the after-repair value
Down Payment: As low as $5,000 down for properties less than $150K
Fico: No Fico required for Lubbock Properties
Property Types: Non-owner occupied 1-4 Family Residential, Real Estate; Condos; Townhomes; Multi-Families; Mixed-Use Properties

Why Choose Us

How Our Loan Process Works

01
Apply Online

Submit your project details, purchase price, and rehab budget through our streamlined application.

02
Quick Review
& Approval

We evaluate your deal based on ARV, scope of work, and timeline—no slow, traditional approval process.

03
Get Funded & Start Your Flip

Close fast, begin renovations, and get your property ready to sell for a profit.

We provide tailored financial solutions to help your business grow with confidence

Lubbock Market

Why Lubbock, TX for Fix & Flips

Lubbock continues to experience stable population growth, affordable housing inventory, and consistent demand from families, students, and professionals. These conditions make it one of the strongest and most predictable fix-and-flip markets in West Texas.

Our local experience gives you the advantage of working with a lender who truly understands property values, renovation potential, and buyer demand in Lubbock.

Get started today

Ready to Fund Your
Next Deal?

Don’t let slow banks or red tape hold you back. Partner with experts who understand your goals and the real estate market.